Legal Terms

Terms & Conditions

Last Updated: September 10, 2026 | Effective Date: September 10, 2026

1. Acceptance of Terms

By downloading, installing, or using Spendrax ("the Application"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, do not use the Application.

2. Description of Service

Spendrax provides personal financial tools enabling users to log daily expenses, track income entries, organize budget categories, view analytical charts, and optionally sync data via Hostinger cloud servers. Spendrax is an analytical tool and does not provide financial, legal, tax, or investment advice.

3. User Accounts

You may use core app features offline without creating an account. Cloud backup and sync require logging in with a valid Google account. You are responsible for maintaining the confidentiality of your account credentials.

4. User Responsibilities

You agree to enter accurate transaction data and use the Application strictly for personal, non-commercial expense tracking in compliance with all applicable laws.

5. Subscriptions (Pro Edition)

Spendrax offers optional Pro tier subscriptions providing ad-free usage, automated cloud sync, and advanced report exports.

6. Payments & Billing

All purchases and recurring subscription charges are billed through Google Play Billing and subject to the Google Play Terms of Service.

7. Free Trial

We may offer promotional free trials for Spendrax Pro. Unless cancelled prior to trial expiration, subscriptions automatically convert to paid recurring subscriptions.

8. Cancellation

You may cancel your Pro subscription at any time directly through your Google Play Store subscription management settings.

9. Refunds

Refund requests are handled directly by Google Play according to Google Play’s standard refund policies.

10. Advertisements

The free version of Spendrax displays third-party advertisements served via Google AdMob. We are not responsible for the content or products featured in third-party ads.

11. Intellectual Property

All brand logos, designs, software code, visual assets, and trademarks related to Spendrax are the exclusive property of Spendrax and protected by intellectual property laws.

12. Prohibited Activities

You may not reverse engineer, decompile, redistribute, modify, or attempt to compromise the integrity or security of the Application or backend APIs.

13. Data and Privacy

Your use of the Application is governed by our Privacy Policy, which details our data collection and handling procedures.

14. Service Availability

We strive to maintain continuous service availability, but do not guarantee uninterrupted uptime for cloud synchronization endpoints.

15. Disclaimer of Warranties

THE APPLICATION IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SPENDRAX SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF YOUR USE OF THE APPLICATION.

17. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Application constitutes acceptance of modified Terms.

18. Contact Information

For questions regarding these Terms, contact us at support@spendrax.app.